You May Still Have Options, Even If The Process Has Started

We’ll help you understand what’s realistic first.
If keeping the home makes sense, we guide you toward that path.
If selling becomes the better option, we handle the sale with you.

Does Any Of This Sound Familiar?

You’ve fallen behind and letter started.

Missed payments

You’ve fallen behind and letter started.

You received official documents and aren’t sure what they mean.

Bank filed paperwork

You received official documents and aren’t sure what they mean.

Now there’s a deadline ang things feel urgent.

Sale date scheduled

Now there’s a deadline ang things feel urgent.

You’ve postponed it or are hoping something works out.

Trying to buy time

You’ve postponed it or are hoping something works out.

You’re not sure what can still be done

Last minute

You’re not sure what can still be done

There still may be options but the sooner we talk, the more options usually exist.

What Happens When You Reach Out

We start with a 30–45 minute conversation to understand:
• what’s happening
• what deadlines exist
• what outcome you’re hoping for

Then we walk through what each realistic option actually leads to before any decision is made.

If keeping the home looks possible, we help you move in that direction and connect you with the right professionals who handle that process.

If selling becomes the better option, we stay involved and handle the sale with you from start to finish.

We don’t disappear after explaining things we help carry out the plan you choose.

Our Conversation Process

Quick call

We understand your situation and timeline.

Realistic paths

We explain what each option typically leads to.

Move forward

If it makes sense, we can take the next step together

Your Possible Paths

Below are the paths we review together; not every option fits every situation.

Stay in the HomeTransition Out
Reinstatement- Pay what’s owed and continue the mortgageOn Market- Sell with time on the market for maximum price
Loan Modification- Restructure payments to make them affordableAs-is sale- Sell quickly with flexible timing and conditions
Bankruptcy- Legal protection option (attorney recommended)Shortsale- Sell with lender approval when balance exceeds value

Not every option applies to every situation. That’s why the conversation matters.

Start With A Conversation

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Visit Us

1222 Anderson ave, Fort Lee, NJ, 07024

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Talk to us

(201) 992-6688

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