Facing Foreclosure in New Jersey?
No matter the stage: behind on payments, a lis pendens filed, or a sheriff sale already scheduled, you may still have options. Protect your equity, preserve your peace of mind, and regain control of your home.
- Understand Your Real Estate & Property Options
- 100% Pressure-Free & Confidential Guidance
- $0 Upfront Fees — Speak Directly with an NJ Specialist
Where are you in the NJ Foreclosure Process?
Find your situation to see your realistic paths forward.
Missed Mortgage Payments
No court papers yet. You have the most time to review loan modifications, repayment plans, or a sale.
Received a Lis Pendens Notice
The process has officially started, but NO auction date exists yet. There is still time to evaluate your property options and make a plan.
Sheriff Sale / Auction Scheduled
Time is critical, but a scheduled auction does not mean you are out of choices. Review your options to request an adjournment.
How It Works: Solutions Shaped Around Your Goal
Every family's situation is unique. We don't force a one-size-fits-all pitch—we tailor a plan around the exact outcome you want to achieve.
The Initial Conversation
We talk through your current stage, timeline, and what your ideal outcome looks like. Whether you want to stay in your home, sell as-is to preserve equity, or need time to transition, we start with your goal.
Exploring Realistic Paths
We outline every real estate option available; from filing for statutory postponements with the Sheriff to structuring tailored agreements that support your goal.
Executing Your Custom Plan
Whether that means reinstating your mortgage, listing for maximum market value, or structuring a private arrangement that fits your family's needs, we execute step-by-step with zero pressure.
Why Your Estate Solutions Was Started
Before starting Your Estate Solutions, I saw firsthand how vulnerable homeowners can become when they're facing foreclosure, financial hardship, or the possibility of losing their home. Too often, the people approaching them are focused on the opportunity in the property instead of the person behind it.
My path into real estate actually started on the investment side. But the more I learned about the industry, the more I saw practices I didn't want to be associated with pressure, fear tactics, and homeowners making major decisions without fully understanding their options.
That's why I started Your Estate Solutions.
I wanted to build a company that approached distressed real estate differently: educate the homeowner first, protect their equity whenever possible, and help them understand every realistic option, not just the one that results in a sale.
Sometimes the best solution may be selling the property. Other times, it may mean exploring a way to keep the home or simply understanding what happens next. Either way, my goal is for homeowners to make an informed decision without being pressured into one.
Your Estate Solutions was created to be an advocate for homeowners during a difficult time, to provide honest information, real options, and a path forward that protects their dignity and puts their interests first.
Meet the Team
Your Estate Solutions
Real people. Honest guidance. A network built to help.
We keep our team personal so homeowners know exactly who they're speaking with. And when a situation requires expertise outside of real estate, we work alongside trusted professionals who can help.
Aaron Loveless
Solutions Advisor
Aaron works directly with homeowners to understand what's happening, what they want to accomplish, and what options may be available. His goal isn't to push every homeowner toward a sale, it's to help them understand their situation and make an informed decision about what comes next.
Alessandra
Solutions Coordinator
Alessandra is often one of the first people you'll speak with at Your Estate Solutions. She takes the time to understand your situation, what you've tried so far, and what you're hoping to accomplish. From there, she helps coordinate the next steps and connects you with Aaron when it's time to explore your options further.
Professional Network
Attorneys • Debt Negotiators
When a situation requires help outside our expertise, we can connect homeowners with professionals we work alongside, including attorneys and debt negotiators, so they can explore additional options and get the appropriate guidance.
Homeowners We Helped
Walked me through step-by-step and helped us walk away with money
Aaron took the time to explain every part of the process. I never felt rushed or pressured, and we ended up in a far better position than I thought possible.
— Isaiah B.
Always available to answer questions — never pushy
Whenever I called, Aaron picked up or called right back. He treated my situation with respect and gave me straight answers, not sales talk.
— Robert G.
Explained all options from keeping to selling at zero cost
I didn't know I had choices. Aaron laid out every option—keeping the home, selling, postponing—and it cost me nothing to learn what was possible.
— Trin
County Sheriff Foreclosure Units & Direct Phone Numbers
To verify an auction date or ask about filing a statutory adjournment, contact your local Sheriff's Office Foreclosure Unit directly:
Pick your county above to reveal the direct foreclosure unit number.
Did You Know? Your Statutory Right to Postpone
Under New Jersey law (N.J.S.A. 2A:50-64), homeowners facing a Sheriff's Sale may be eligible for two 30-day statutory adjournments for $28 each. Deadlines and cutoff times vary by county. Call Aaron directly at (862) 972-4795 if you need help navigating your county's process.
Ready to Take the Next Step?
Choose what works for you right now. Every conversation is free, private, and pressure free.